When To Convert Your 401k To A Roth IRA
Who doesn’t love the idea of tax-free income in retirement? With assets in a Roth IRA or Roth 401(k), retirees can enjoy the freedom...
Ultimate Thrift Savings Plan Guide:
The Thrift Savings Plan (TSP) holds a significant position in retirement planning for federal employees and uniformed service members,...
The TSP 30-Day Withdrawal Rule For Retirees Expired On May 15, 2024
As of May 15, 2024, the Federal Retirement Thrift Investment Board (FRTIB) has eliminated the 30-day restriction rule giving federal...
2024 Stock Market Trends Have Been Good For The TSP But What If That Changes?
Since the stock market downturn in 2022, the Thrift Savings Plan (TSP) has rebounded with strong gains in 2023 and the positive trend is...
Did You Know You Can Roll Money From A 401(k) Into Your TSP Account?
As a Thrift Savings Plan (TSP) participant, you have the option of rolling over money from eligible retirement plans like a 401(k), 403(b),...
Don’t Assume Your Tax Bracket Will Be Lower In Retirement
If you assume you’ll be in a lower tax bracket when you retire from federal service you’re really dropping the ball. Especially if the...
Why Your Income Taxes May Be Higher In Retirement
Fifty years ago, retirement planning was fairly straightforward and the majority of retirees ended up in a lower income tax bracket than...
The Rule Of 55 For TSP Withdrawals
As you know, if you take an in-service withdrawal from your Thrift Savings Plan (TSP) when you’re younger than 59½, you’re subject to...
How Much Does Uncle Sam Contribute To Your Retirement Benefits?
When it comes to retirement benefits, very few Americans working in the private sector are covered by a defined-benefit plan like your...
Is The TSP Mutual Fund Window Worth The Investment?
A 2013 TSP survey indicated nearly 30% of respondents would transfer a portion of their TSP balance to a Mutual Fund Window. Yet, since it...
