News

OPM Finalizes Schedule Policy/Career Rule: What Federal Employees Should Know

The U.S. Office of Personnel Management (OPM) has finalized a new federal civil service rule establishing a category called Schedule...

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Retirement

Inside Federal Retirement Processing: What the Data Shows

Federal retirement processing is undergoing one of the most significant transformations in its history. After decades of paper-based...

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News

House Ends Partial Government Shutdown

On February 3, 2026, the House approved a funding package in a close bipartisan vote of 217-214. This legislation ends the partial...

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Retirement

Federal Retirement Application Backlog and Processing Times Rise

As the fallout from the Deferred Resignation Program and the uncertainty surrounding the federal workforce continue to play out, OPM got hit with another 18,923 federal retirement claims in January. This is an increase from the 13,174 applications received in December. OPM continues to try to navigate a retirement surge that saw 151,068...

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Retirement

Even Experts Get Social Security Wrong; What Federal Employees Can Learn

Social Security rules are complex, and even financially savvy individuals discover that small misunderstandings may reduce lifetime income, increase taxes, or create unintended consequences for a surviving spouse. For federal employees, the impact can be even greater, as retirement income comes from multiple sources, and when these...

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TSP Performance Update: January 2026

All Thrift Savings Plan (TSP) funds posted positive returns in January 2026, giving federal...

Data Shows Population Gains Across the U.S.

New U.S. Census data shows an estimated 7.1 million people moved to a different state between 2023...

Deal Reached to Mostly Avoid Government Shutdown

Update: The U.S. government faces a brief partial shutdown starting early Saturday, January 31,...

2026 Tax Season is Here

Tax season for filing your 2025 federal income tax return officially opened on January 26, 2026,...

The U.S. Wealth Gap Hits a New Extreme

The divide between America’s wealthiest households and everyone else has reached levels not seen...

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Federal Retirement Benefits: Calculation and Common Estimate Mistakes

Federal Retirement planning can feel like navigating a maze. Your Thrift Savings Plan (TSP),...

TSP Millionaires Near 200,000 as Long-Term Growth Continues

The number of TSP millionaires continues to climb, highlighting the impact of long-term...

Congressional Spending Bill Seeks Transparency on Federal Workforce Cuts

Congressional negotiators have released a fiscal year 2026 appropriations bill that focuses on...

News

Immigration Enforcement Incidents Raise Risk of Government Shutdown

Tensions on Capitol Hill have escalated sharply following a fatal shooting involving federal immigration agents in Minneapolis,...

News

Inside OPM’s New Federal Workforce Data Platform

The Federal Workforce Data (FWD) platform was officially launched by the U.S. Office of Personnel Management (OPM) in early January....

Benefits

Spousal Death Benefits Explained

No one enjoys thinking about their own mortality, but you need to be prepared in case the unimaginable happens. Your spouse’s shock...

TSP

TSP Roth Conversion Less Than a Week Away: What Federal Employees Should Know

With the Thrift Savings Plan’s Roth in-plan conversion option less than a week away, many federal employees and retirees are taking a...

TSP

Accessing Your TSP Early: How Federal Employees Can Skip Penalties

Retirement doesn’t always align with age 59½ for federal employees, leaving many wondering how to tap into their Thrift Savings Plan...

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Retirement

Deferred vs. Postponed Annuity

For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed...

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