News

OPM Retirement Processing Could Get a Technology Upgrade

Federal employees have heard plenty about OPM retirement processing delays. Now, OPM is replacing more than 100 separate federal HR systems...

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Retirement

Surviving Spouse Social Security Benefits: The Financial Shock Many Couples Don’t Expect

Surviving spouse Social Security benefits can replace much of the income lost when a spouse dies, but they don’t replace both...

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News

FEEA Emergency Loans: The Federal Financial Safety Net Many Feds Don’t Know About

FEEA emergency loans can provide a financial lifeline to eligible federal and postal employees facing certain unexpected hardships. Yet...

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News

Federal Employees Using AI: Is It Actually Helping?

Federal employees using AI is no longer a future-looking trend at OPM. More than 80% of the agency’s employees reported using OPM-approved AI tools in their work. But OPM’s own survey suggests that widespread adoption is only the beginning. Employees are still figuring out how much these tools actually improve their work. Key...

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Benefits

Remarried? Your FERS Survivor Annuity May Not Fully Protect Your Current Spouse

A FERS survivor annuity is supposed to provide continuing income to a spouse after a federal retiree dies. But if a previous divorce resulted in a court-ordered survivor benefit for a former spouse, your current spouse may receive less than you expect, or nothing, while the former spouse remains entitled to the maximum benefit. For...

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New Data Sheds Light on OPM Retirement Backlog and Processing Times

When we look at the OPM retirement backlog, the number of pending retirement claims has been...

FERS Survivor Benefits: What Your Spouse Could Receive If You Die While Working

Most discussions of FERS survivor benefits focus on what happens when you retire and elect a...

VERA Retirement: What Happens to Your Income Before You Reach MRA?

A VERA retirement can allow eligible federal employees to leave service years earlier than they...

Could a Job Transfer Change Your FERS Pension Calculation?

A federal employee considering a transfer might look at the new salary, commute, and cost of...

Federal Retirees: Your TSP Can’t Do This. Your IRA Can.

For federal retirees who give to charity, there’s an important difference between your TSP...

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OPM Finalizes New RIF Appeal Rules for Federal Employees

The new RIF appeal rules finalized by the Office of Personnel Management (OPM) will change how...

OPM Annuity Errors: What Federal Retirees Should Know

Most federal retirees assume that once OPM calculates their annuity and starts sending monthly...

S Fund Volatility: What Federal Employees Can Learn From July’s Pullback

S Fund volatility was on full display in July. After a 4.34% surge in June, which saw it lead the...

Retirement

Retirement Readiness Is About More Than Your Finances

Retirement readiness is usually measured in dollars. Do you have enough in your TSP? What will your FERS pension provide? When should you...

News

How to Get Your Federal Personnel File After You Leave Government

If you need your federal personnel file after leaving government service, the process just became much easier. For years, former federal...

News

USPS FERS Contributions Remain Suspended. Here’s What the New IG Report Found.

USPS FERS contributions from the Postal Service remain suspended four months after the agency’s emergency cash conservation plan...

Benefits

National Make a Will Month: Don’t Forget Your TSP Beneficiary Designation

August is National Make a Will Month, making it a good time to review your estate plan. But before you put your will back in the drawer,...

Retirement

The OPM Retirement Backlog Is Shrinking. So Why Are Wait Times Getting Longer?

The latest OPM retirement backlog report seems contradictory at first glance. The backlog of pending retirement applications continues to...

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Retirement

Should You Delay Retirement? What Federal Employees Need to Consider

One of the biggest retirement decisions federal employees face isn’t choosing a TSP fund or deciding when to claim Social Security....

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