Benefits

FEHB in Retirement: Retiring at 57 Changes How You Plan for Healthcare

FEHB in retirement can be one of the most valuable benefits a federal employee has. But if you’re considering retiring at 57 with 30...

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News

Were DRP Departures Actually Replaced? OPM and a Watchdog Group Disagree

A new data analysis has kicked off a real dispute between a prominent government watchdog group and OPM’s own director over what...

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Benefits

FEHB Family Member Verification Is Changing for Open Season 2026

If you’re planning to add a spouse or child to your Federal Employees Health Benefits (FEHB) coverage during the 2026 Open Season,...

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News

Social Security Fairness Act: What the Numbers Show Nearly Two Years Later

Nearly two years after the Social Security Fairness Act repealed the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), a new Congressional Research Service report provides a clearer picture of what the change actually delivered and what it is projected to cost. What Changed? The Social Security Fairness Act...

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Retirement

Overtime and FERS: Why Your Extra Hours May Not Boost Your Pension

Overtime and FERS don’t necessarily go together the way you might expect. You can work a year filled with extra shifts and overtime, see your total earnings jump, and still have none of that extra pay increase the salary used to calculate your FERS pension. But there’s a second retirement benefit where that overtime may...

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Federal Telework Arbitration Cases Are Raising the Same Question Again

A growing number of federal telework arbitration cases are producing the same basic lesson: an...

The American Origins of Labor Day, Told Around the World

More than 80 countries around the world have a Labor Day or workers’ holiday, and many of...

2027 Federal Pay Freeze and Paid Leave: Two Changes Federal Employees Should Watch

The 2027 federal pay freeze is now the White House’s plan for most civilian federal...

TSP Performance August: All Five Core Funds Finished Higher

TSP performance in August was positive across the board. After a volatile summer, all five core TSP...

What Your Agency’s HR Can and Can’t Help You With When Planning for Retirement

Federal employees planning for retirement often start with their agency’s HR office, and...

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New Data Sheds Light on OPM Retirement Backlog and Processing Times

When we look at the OPM retirement backlog, the number of pending retirement claims has been...

FERS Survivor Benefits: What Your Spouse Could Receive If You Die While Working

Most discussions of FERS survivor benefits focus on what happens when you retire and elect a...

VERA Retirement: What Happens to Your Income Before You Reach MRA?

A VERA retirement can allow eligible federal employees to leave service years earlier than they...

TSP

Front-Loading Your TSP Contributions Could Cost You Matching Contributions

If you’re a FERS employee, contributing more to your Thrift Savings Plan is generally a good thing. But there’s a difference...

News

Federal Employees Using AI: Is It Actually Helping?

Federal employees using AI is no longer a future-looking trend at OPM. More than 80% of the agency’s employees reported using...

Benefits

Remarried? Your FERS Survivor Annuity May Not Fully Protect Your Current Spouse

A FERS survivor annuity is supposed to provide continuing income to a spouse after a federal retiree dies. But if a previous divorce...

News

OPM Retirement Processing Could Get a Technology Upgrade

Federal employees have heard plenty about OPM retirement processing delays. Now, OPM is replacing more than 100 separate federal HR systems...

Retirement

Surviving Spouse Social Security Benefits: The Financial Shock Many Couples Don’t Expect

Surviving spouse Social Security benefits can replace much of the income lost when a spouse dies, but they don’t replace both...

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News

FEEA Emergency Loans: The Federal Financial Safety Net Many Feds Don’t Know About

FEEA emergency loans can provide a financial lifeline to eligible federal and postal employees facing certain unexpected hardships. Yet...

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