How Your Service Computation Date Affects Your Federal Retirement
Most federal employees know their retirement date is tied to their years of service. Fewer realize that the number used to calculate those...
Federal Employees: Being Able to Retire and Being Ready to Retire Are Two Different Things
At some point, most federal employees end up asking these two important questions: when can I retire, and how much money will I need? They...
Federal IT Jobs No Longer Require a Degree
Federal IT jobs are at the forefront of a significant shift in how the federal government evaluates job candidates. The Office of Personnel...
$186 Billion in Improper Payments: Where the Biggest Problems Are
The federal government issued an estimated $186 billion in improper payments in fiscal year 2025, according to a new report from the Government Accountability Office. That’s up $24 billion from the year prior. While some of the increase reflects improved reporting rather than a surge in errors, the figures still highlight where...
The TSP Is Built for Saving. Withdrawing Is a Different Story.
For most of your federal career, the TSP does exactly what it is supposed to do. You contribute, your agency matches, the funds grow, and you largely leave it alone. The system is straightforward, and the costs are remarkably low. It is one of the best retirement savings vehicles available anywhere. But retirement changes the …...
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Tax Day: What Federal Employees and Retirees Need to Know
Tax Day has a way of clarifying things. For federal employees, especially those who have recently retired or separated from service, this...
How Your High-3 Average Salary Is Calculated
If you’re a FERS employee, your retirement annuity is based on your years of creditable service and your High-3 average salary. Of...
OPM Makes a Dent: Federal Retirement Backlog Drops for the First Time in Months
After months of relentless growth, the federal retirement application backlog finally showed signs of relief in March. OPM’s...
USPS FERS Pension Suspension; What Postal Employees Need to Know
Yesterday, the U.S. Postal Service announced they have implemented a FERS pension suspension. Citing a looming financial crisis, USPS has...
Sequence of Returns Risk: Why Federal Employees Need to Pay Attention Before They Retire
Most federal employees focus on how much they’ve saved for retirement. Fewer think about the order in which markets perform once they...
What Federal Employees Need to Know About Upcoming FEHB Changes
Federal Employees and retirees who have health coverage through the Federal Employees Health Benefits (FEHB) or Postal Service Health...
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