Consumer Confidence Hits Four-Year Low
Consumer confidence is an economic indicator that reflects how optimistic or pessimistic people feel about the economy and their personal...
Understanding FEGLI
FEGLI, the Federal Employee Group Life Insurance program, is one of the largest term life insurance programs in the world. But it’s not...
Navigating Your FERS Retirement Application
In 2024, the Office of Personnel Management (OPM) processed approximately 92,000 retirement applications. Mistakes or missing information...
Thrift Savings Plan (TSP) Loans
A Thrift Savings Plan (TSP) loan allows federal employees to borrow money from their TSP retirement savings. It can be a useful option for covering expenses like buying a primary residence or weathering tough financial times, but it’s important to understand how it works and its potential impact on your retirement savings. There are...
Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed annuity” refer to distinct options for receiving retirement benefits after leaving federal service. Here’s a clear breakdown of the differences: Deferred Annuity A deferred annuity applies to...
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Phishing Emails and Ghost Preparers – Beware Tax Scams
Phishing Emails and Smishing Texts Fake IRS Phone Calls Bogus or Ghost Tax Preparers False Tax Credit Schemes IRS Online Account Scams How...
Possible Proposals to Cut Federal Employee Benefits – Part 2
The fiscal impact of cutting federal employee benefits could be substantial. Standardizing FERS contributions at 4.4% might save $40-50...
Possible Proposals to Cut Federal Employee Benefits – Part 1
Why Focus on Federal Employee Benefits? With the U.S. national debt surpassing $34 trillion and budget deficits persisting, federal...
Effects of a Divorce on Your TSP
What happens to your Thrift Savings Plan (TSP) during a divorce? Your account can be split through a court-issued divorce decree,...
Reorganization Plans Due Today
Government agency reorganization plans are due today, March 13, 2025. The current push for reorganization stems from an executive order...
Penalty-Free TSP Monthly Payments
Federal employees who exit service before age 55 can opt for monthly withdrawals from their traditional Thrift Savings Plan (TSP) based on...
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