Rethinking the 4% Rule for Retirement Planning
For decades, the so-called “4% rule” has served as a simple guideline for retirement planning: withdraw 4% of your total savings in the...
Pillars of a Successful Retirement Plan
For federal workers, a strategic retirement plan has one primary objective: ensuring financial security in your golden years. To achieve...
From Limestone Mine to Lifetime Benefits: Inside the Federal Retirement Process
Every year, thousands of employees file for federal retirement and begin the process of converting decades of service into lifetime...
Retirement Planning is Unique for Feds
A career in the federal government comes with many perks, but retirement benefits are often at the top of the list. Federal retirement...
Federal Retirement Timeline
In the first eight months of 2025, 88,062 civil servants have submitted federal retirement applications. Even if you are years away from...
Federal Retirement Applications Tick Up in August
OPM continues to deal with a backlog of federal retirement applications, as August saw 9,416 employees file for retirement. This is a...
Optimizing Your Retirement Withdrawals
Developing a strategy for retirement withdrawals is an important step in preparing for your future. The order in which you access your...
Preparing for a Smooth Federal Retirement
A smooth federal retirement takes more than a date on the calendar; it requires a sequence of practical steps to protect your income, your...
Do Singles Need To Save More For Retirement?
Unfortunately, the answer is yes. Singles need to save more for retirement because income taxes and Social Security are structured to favor...
VERA vs. Normal FERS Retirement: Pros and Cons
The Voluntary Early Retirement Authority (VERA) is a special option the federal government can offer during periods of restructuring,...
