Federal Employees: Being Able to Retire and Being Ready to Retire Are Two Different Things
At some point, most federal employees end up asking these two important questions: when can I retire, and how much money will I need? They...
The FERS Supplement: Who’s Eligible, When It Stops, and What to Expect
If you’re planning to retire before age 62 under FERS, the Special Retirement Supplement, commonly called the FERS supplement, could...
How Sick Leave Credits Toward Your FERS Retirement
Most federal employees know they accrue sick leave, but far fewer realize that every hour of unused sick leave they carry into retirement...
Understanding the FERS Minimum Retirement Age
For federal employees planning their exit from government service, few numbers matter more than your FERS Minimum Retirement Age. It...
How Your High-3 Average Salary Is Calculated
If you’re a FERS employee, your retirement annuity is based on your years of creditable service and your High-3 average salary. Of...
OPM Makes a Dent: Federal Retirement Backlog Drops for the First Time in Months
After months of relentless growth, the federal retirement application backlog finally showed signs of relief in March. OPM’s...
Sequence of Returns Risk: Why Federal Employees Need to Pay Attention Before They Retire
Most federal employees focus on how much they’ve saved for retirement. Fewer think about the order in which markets perform once they...
2027 COLA Watch for Federal Retirees
Whether you’re one of the growing numbers federal retirees or getting close, the annual Cost-of-Living Adjustment is worth keeping an eye...
Federal Retirement Options Explained
Not every federal retirement is the same. Under FERS, there are several distinct retirement pathways, and the one you choose determines...
Generic Retirement Advice Doesn’t Fit Federal Employees
Retirement planning advice is everywhere: “Save 10–15 times your salary by retirement,” or “Budget $300,000+ for healthcare...
