Of course, financial security in retirement goes a long way in eliminating stress and providing peace of mind. However, as a federal employee, once you put a financial plan in place to build your nest egg, it’s also important to think about what will make you happy during your retirement years.
Retirement Boredom & Depression Among Seniors
Studies show a good number of retirees who are financially secure start feeling bored after a year or two into retirement. Long walks on the beach and a daily game of golf or tennis sounds enticing when you’re still working in your federal career. But the thrill can wear off rather quickly when it becomes a reality.
In fact, boredom isn’t the only side affect of retirement. A number of surveys report that retirees are at a high risk for depression. When you think about it, it’s understandable. After 30-plus years working in a career and enjoying camaraderie with coworkers, a person’s self worth may take a hit because they no longer feel valued or needed.
“Setting aside all of the health risks created by excessive drinking, car crashes after an afternoon of too many cocktails is top concern.”
In Retirement, The Cocktail Hour Tends To Get Earlier
Over the past few years, there has been a rise in concern over alcohol abuse among retirees. For adults over age 65, the American Geriatrics Society recommends no more than two drinks per one occasion. Anything more is considered at-risk drinking.
AARP reports, “Heavier drinking is on the rise among older Americans.” Many retirees who had a drink or two after work end up drinking earlier and earlier once they retire. Setting aside all of the health risks created by excessive drinking, car crashes after an afternoon of too many cocktails is top concern.
All The Time In The World: Make A Plan For Using It
The best way to combat retirement boredom is to develop a plan to put structure into your retirement life. During the week, get up and go to sleep at the same time. While you’re at it, make sure you get a good night’s sleep. Lack of sleep can lead to boredom and depression.
After you complete your travel bucket list, set other retirement goals: sign up at the local community college and take a few classes that make you want to get up in the morning. Learn a new language. Nurture your artistic talent. Take cooking classes. Join a book club. The possibilities are endless. And don’t overlook signing up as a volunteer to give you a sense of purpose. As the saying goes, money can’t buy happiness.
