Pros & Cons Of The FERS MRA+10 Retirement Option
For FERS workers, the MRA+10 retirement provision gives you the option of retiring early while keeping most of your benefits, including...
Do You Have A Tax Plan In Place For Retirement?
Once you start taking distributions from your tax-deferred, traditional Thrift Savings Plan (TSP), it can start a domino effect that pushes...
3 Things To Consider Before You Apply For Your FERS Retirement
As a federal employee, when you apply for your FERS retirement it’s important to make informed choices because some of these decisions...
Takeaways From The 2024 Retirement Confidence Survey (RCS)
In case you missed it, the Employee Benefit Research Institute (EBRI) released the findings of the 34th annual RCS. According to EBRI,...
Your Social Security Is A Source Of Guaranteed Income – Don’t Take It For Granted
The Federal Employee Retirement System (FERS) is known as the 3-Legged Stool. Your FERS pension and TSP are the first two legs. The third...
What You’ll Lose If You Retire From Federal Service Before Age 62
As a FERS participant, with 30 years of creditable service, you can retire with an immediate annuity upon reaching your minimum retirement...
What Happens If You File Early For Social Security?
There has been significant concern over news reports stating that Social Security will deplete its surplus by 2035 unless the government...
Getting To Know The 4% Rule
If you’ve researched retirement planning, you’ve probably seen articles referencing the 4% rule. This mercifully easy-to-follow and...
Don’t Forget One-Off Expenses When Calculating Your Retirement Budget
It’s just common sense – the only way to make sure you’re saving enough for your federal retirement is to figure out how much...
Retirement Planning For Dual Income Couples Without Kids
Known as DINKS for short – Dual Income, No Kids – the phrase describes couples who have chosen not to have any biological or adopted...
