Are You Headed For A Debt Crisis In Retirement?
Over the last 30 years, more retirees are carrying consumer debt like credit cards into retirement. Even when adjusted for inflation, the...
Did You Know Some Retirement Income Is Tax Free?
As you know, income from your FERS annuity (pension), Social Security and traditional Thrift Savings Plan (TSP), is subject to federal...
Don’t Assume Your Tax Bracket Will Be Lower In Retirement
If you assume you’ll be in a lower tax bracket when you retire from federal service you’re really dropping the ball. Especially if the...
Do You Really Need $1-Million For Retirement?
When it comes to determining how much savings you’ll need for a financially-secure retirement, everyone seems to have a different...
Why Your Income Taxes May Be Higher In Retirement
Fifty years ago, retirement planning was fairly straightforward and the majority of retirees ended up in a lower income tax bracket than...
5 Common Blind Spots In Your FERS Retirement Plan
As you know, it’s important to be aware of blind spots when you’re driving otherwise you may suffer serious consequences. The same...
Differences Between The FERS Supplement & The FERS Bonus
Under FERS, you can retire with an immediate annuity at your Minimum Retirement Age (MRA) with 30 years of creditable service. Depending on...
How Much Does Uncle Sam Contribute To Your Retirement Benefits?
When it comes to retirement benefits, very few Americans working in the private sector are covered by a defined-benefit plan like your...
When You Get Your 2024 Tax Refund, Think About Your Retirement
At the beginning of your federal career, you likely considered your federal tax refund as extra money you could use to treat yourself and...
Your FERS Retirement May Need A Check-Up At Age 50
If you’re like many federal workers, you made a number of benefit decisions at the beginning of your career that may affect your...
