Generic Retirement Advice Doesn’t Fit Federal Employees
Retirement planning advice is everywhere: “Save 10–15 times your salary by retirement,” or “Budget $300,000+ for healthcare...
IRMAA: The Medicare Charge Most Federal Retirees Don’t See Coming
Federal retirees, you’ve planned for Medicare. You know the premiums. But what you may not know is that your income could make those...
Federal Retirement Application Backlog Keeps Growing
As uncertainty surrounding the federal workforce continues to play out, OPM received a staggering 31,240 federal retirement claims in...
Federal Retirees Encounter Delays in Receiving Tax Forms
As the April 15 tax filing deadline nears, some federal retirees are reporting delays in receiving their Form 1099-R statements from the...
Federal Retirement Application Backlog and Processing Times Rise
As the fallout from the Deferred Resignation Program and the uncertainty surrounding the federal workforce continue to play out, OPM got...
Even Experts Get Social Security Wrong; What Federal Employees Can Learn
Social Security rules are complex, and even financially savvy individuals discover that small misunderstandings may reduce lifetime income,...
Inside Federal Retirement Processing: What the Data Shows
Federal retirement processing is undergoing one of the most significant transformations in its history. After decades of paper-based...
Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed...
Federal Retirement Benefits: Calculation and Common Estimate Mistakes
Federal Retirement planning can feel like navigating a maze. Your Thrift Savings Plan (TSP), annuity, Social Security, and other benefits...
Factors To Consider Before Filing For Social Security Benefits
One of the biggest decisions you need to make when you’re headed for retirement is when to file for your Social Security benefits. Should...
