What Happens If You File Early For Social Security?
There has been significant concern over news reports stating that Social Security will deplete its surplus by 2035 unless the government...
Getting To Know The 4% Rule
If you’ve researched retirement planning, you’ve probably seen articles referencing the 4% rule. This mercifully easy-to-follow and...
Don’t Forget One-Off Expenses When Calculating Your Retirement Budget
It’s just common sense – the only way to make sure you’re saving enough for your federal retirement is to figure out how much...
Retirement Planning For Dual Income Couples Without Kids
Known as DINKS for short – Dual Income, No Kids – the phrase describes couples who have chosen not to have any biological or adopted...
Before You Relocate In Retirement, Consider The Cost Of Living
States like Florida, Nevada and Texas are popular with retirees because they don’t tax personal income at all. However, state income tax...
Take Your Retirement On A Test Run While You’re Still Working
During your career with Uncle Sam, you’ve likely spent time focusing on the financial side of your federal retirement. But have you...
Is Buying An Immediate Annuity A Good Fit For Your Retirement?
The short answer: when your household retirement income is more than enough to cover all of your expenses then an immediate annuity may not...
How To Choose A Professional Tax Advisor To Help Plan Your Retirement
In previous articles, we’ve talked about the importance of tax planning. The next step is choosing a tax advisor who understands how your...
Will Social Security Raise The Full Retirement Age From 67 To 70?
You’ve likely read the headlines about the Social Security Board Of Trustees announcing the program’s cash reserves are projected to...
The Estimated 2025 Social Security COLA Has Risen to 3.2%
As inflation continues to hover around 3%, the latest estimate for the 2025 Social Security Cost of Living Adjustment (COLA) is now up to...
