Accurately Calculating Your Retirement Income
At the macro level, planning a financially-secure FERS retirement requires knowing how much income you can count on to cover all of your...
Is It Time For A Beneficiary Check-Up?
If you can’t remember who you chose as your TSP or FEGLI beneficiary, it’s time for a beneficiary check-up. This includes updating...
Reasons To Avoid Taking A TSP Loan
What is your highest value, financial asset right now? If you crunch the numbers, you’ll likely find that the balance of your Thrift...
Do You Have A Will? If Not, Why Not?
According to Gallup’s latest polling, only 46% of adults in the U.S. have a Last Will & Testament that describes how they want...
Should You Work With A Qualified Retirement Advisor?
As a federal employee, you have some of the best retirement benefits in the country: your FERS annuity, Social Security and the Thrift...
Money Alone Can’t Create Happiness In Retirement
Of course, financial security in retirement goes a long way in eliminating stress and providing peace of mind. However, as a federal...
Spreading Out Taxes On TSP Distributions Before RMDs Kick In
It’s a fact — your Required Minimum Distributions (RMDs) will increase if you maintain high tax-deferred balances in your...
Increase Your Withholding To Avoid A Tax Shock In Retirement
Far too many federal retirees are shocked to find how much they owe in federal income taxes in the first year of their retirement. This is...
Medicare Advantage Plans Designed Exclusively For Federal Employees
With Medicare Advantage plans becoming additional options in the FEHB program, it’s important to understand the basic facts before you...
Should You Replace A FERS Survivor Annuity With Life Insurance?
Though this topic has been mentioned in another article, it deserves further discussion: should you elect “No Survivor Annuity” on your...
