Social Security Filing Strategies for Couples
When married couples plan to claim Social Security benefits, several strategies can maximize their benefits based on their financial...
Choosing Your Retirement Date
The perfect retirement date is a widely discussed and dissected topic. There have been multiple articles dedicated to several strategies...
A Federal Retirement Refresher Course
Most federal employees know they have a pension. Fewer understand that there are multiple distinct pathways to retirement under FERS, each...
Retirement Processing Modernized
Proposed changes to federal benefits, such as the elimination of the retiree annuity supplement and the transition to a “high-5”...
Tax Management in Retirement
The amount of taxes you pay in retirement can come as a shock if you’re not prepared. You may assume that because you are no longer...
Determining your “Magic Number”
A new study shows that Americans have lowered their “magic number,” the amount of money they believe they need to retire comfortably,...
Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed...
Navigating Your FERS Retirement Application
In 2024, the Office of Personnel Management (OPM) processed approximately 92,000 retirement applications. Mistakes or missing information...
Retirement Planning Essentials
Retirement planning starts long before you’re ready to head off into the sunset and enjoy your golden years. In fact, as a federal...
Is 2025 a Bad Year to Retire?
The federal workplace is being upended by layoffs and reductions in force, but, with whispers of a recession looming, is 2025 a good time...
