Most Americans Over 60 Can’t Afford Long-Term Care
Many Americans approaching retirement overlook a critical expense: long-term care (LTC). A recent study by the National Council on Aging...
OPM Extends Its Hold For New FLTCIP Applicants
In 2022 the OPM suspended new applications to the Federal Long-Term Care Insurance Program until December 19, 2024. Recently, the OPM has...
Long-Term Care Insurance For Couples
More often than not, couples considering buying Long-Term Care (LTC) insurance have a number of concerns. At the top of the list: what...
Hybrid Life Insurance Can Provide Coverage For Long-Term Care
If you’re enrolled in the Federal Long-Term Care Insurance Program (FLTCIP), you already know that premiums increased starting on January...
What You Need To Know When Purchasing Long Term Care (LTC) Insurance
Considering the 2024 spike in premiums for enrollees in Federal Long Term Care Insurance Program (FLTCIP), combined with the continued...
FLTCIP Premium Increase Set To Take Effect on January 1, 2024
If you’re enrolled in the Federal Long-Term Care Insurance Program (FLTCIP), you may have already received notification from the...
OPM Report: Higher Premiums For FLTCIP
In a report prepared by the OPM’s Inspector General, federal workers who have purchased a policy from the Federal Long Term Care...
Affordable Alternatives To Long-Term Care Insurance
In the summer of 2022, OPM announced the likelihood of higher premiums for federal workers who purchase a Federal Long Term Care Insurance...
Have You Calculated Monthly Deductions From Your FERS Annuity?
You can use any number of free online calculators to get an estimate of your monthly FERS annuity. In fact, one that’s highly recommended...
Understanding How FLTCIP Works
If you’re thinking about purchasing a Federal Long Term Care Insurance Program (FLTCIP) policy it’s important to understand how it...
