Factors To Consider Before Filing For Social Security Benefits
One of the biggest decisions you need to make when you’re headed for retirement is when to file for your Social Security benefits. Should...
Are You Suffering From A Fear Of Retirement?
If you’re like most Americans, your biggest fear in retirement is running out of money when you’ll need it the most: in your later...
COLAs Aren’t Keeping Up With Retirees’ Living Expenses
According to the 2024 Senior Survey conducted by The Senior Citizens League, over 70% of seniors who responded say that the 3.2% COLA they...
How The Social Security Earnings Test Works
According to the Congressional Research Service, about 1 in 3 American workers file early at age 62 for their Social Security and a growing...
47% Of Non-Retirees Expect Social Security To Run Out By The Time They Retire
According to recent Gallup polling, 47% of workers don’t expect to receive a Social Security benefit when they retire. In fact, a...
Do Singles Need To Save More For Retirement?
Unfortunately, the answer is yes. Singles need to save more for retirement because income taxes and Social Security are structured to favor...
The Advantages Of Coordinating TSP And Social Security
As a FERS participant, one of the many decisions you have to make when planning your retirement is choosing when to “turn on” your...
Congress Considering New Bill To Boost COLAs For Retirees
For several years, advocates for retirees have argued that the formula used to calculate Cost of Living Adjustments (COLAs) does not...
Does Your Retirement Plan Provide Enough Income For Your Widow or Widower?
After a long career working for Uncle Sam, your retirement benefits are likely the best in the country. You’ll receive guaranteed income...
Why Delaying Your Social Security Benefit Makes Sense
In a previous article, we discussed three good reasons why FERS retirees should delay their Social Security benefit until age 70. If you...
