How The 5 Core TSP Funds Work
Did you know that the five core Thrift Savings Plan (TSP) funds are available only to TSP participants? All of the funds are fully...
What Happens When You Elect “No Survivor Annuity” At Retirement?
You may have read articles suggesting that using life insurance to replace a FERS survivor annuity eliminates a reduction of your monthly...
Managing Your Money In Retirement
The best way to ensure against outliving your TSP nest egg is to make an effort to manage your spending in retirement. Current studies show...
Start Living On Your Retirement Income While You’re Working
The best way to discover if you can afford to retire is to start living on your retirement income while you’re still working. When you...
Have You Planned For The Unexpected In Retirement?
As a FERS worker, you have excellent retirement benefits plus your pension (annuity), Social Security and your Thrift Savings Plan (TSP)....
Retirement Planning Should Start By Age 50
At what age does the countdown to retirement really begin? Since the IRS allows you to start making Catch-Up Contributions to your TSP at...
Managing Taxes Withheld From Traditional TSP Distributions
When you first head into retirement, it’s important to understand how much is withheld from your TSP distributions for federal income...
How TSP RMDs & Rollovers Work At Age 73
Why does the IRS want you to take Required Minimum Distributions (RMDs) from your traditional Thrift Savings Plan (TSP) at age 73? The...
Understanding Retirement Planning & How It Works
One of the top reasons why people don’t plan for retirement is that they don’t really understand what it entails or how it works. Add...
Do You Really Need 80% Of Your Income To Retire?
A common rule of thumb for retirement planning is that you’ll need 80% of your pre-retirement income to cover your expenses. Though this...
