Don’t Forget One-Off Expenses When Calculating Your Retirement Budget
It’s just common sense – the only way to make sure you’re saving enough for your federal retirement is to figure out how much...
Retirement Planning For Dual Income Couples Without Kids
Known as DINKS for short – Dual Income, No Kids – the phrase describes couples who have chosen not to have any biological or adopted...
Lifestyle Creep: What It Is & How It Can Derail Your Retirement
Remember the good old days when a no-frills black coffee was more than enough to jump-start your day? Ever wonder how it got to the point...
The TSP G Fund: Understanding The Pros & Cons
As you know, only federal workers and retirees can invest in the G Fund by participating in the Thrift Savings Plan (TSP). And, when the...
Your Health Is An Important Component Of Your Retirement Plan
When planning for your federal retirement, you’re likely focusing on financial factors such as the amount of your FERS annuity (pension)...
Before You Relocate In Retirement, Consider The Cost Of Living
States like Florida, Nevada and Texas are popular with retirees because they don’t tax personal income at all. However, state income tax...
When Was The Last Time You Had A Financial Review
You’ve set your financial goals, put an investment plan in place, and now you’re on the journey toward retirement. But as you progress...
Inflation – Has The Cure Become Worse Than The Disease
If you’ve been feeling an additional strain on your pocketbook lately, you’re not alone. As the US continues its fight against...
Take Your Retirement On A Test Run While You’re Still Working
During your career with Uncle Sam, you’ve likely spent time focusing on the financial side of your federal retirement. But have you...
Is Buying An Immediate Annuity A Good Fit For Your Retirement?
The short answer: when your household retirement income is more than enough to cover all of your expenses then an immediate annuity may not...