Gauging Your Retirement Readiness
With President Trump’s plan to cut 107,000 federal jobs from non-defense agencies in 2026, federal employees face uncertainty about job...
Reviewing FERS Options for Separating Employees
If you leave your government job before reaching retirement eligibility, you have two main options regarding your FERS contributions:...
Converting a 529 Plan to a Roth IRA
Families with 529 college savings plans have the ability to roll over unused funds into a Roth IRA, tax-free. This flexibility can help...
Federal Certifications Valuable for Employees
Federal certifications can significantly boost your career in the federal workforce, even during uncertain times, by enhancing your skills,...
Preparing Financially for a Job Loss
Safeguarding your finances during unemployment requires careful preparation, income management, and expense reduction. By planning...
Understanding Sick Leave Calculations
The federal government employs a unique system for calculating work hours and unused sick leave. It can seem complex, but it is rooted in...
Pros and Cons of a Roth Conversion
A Roth conversion can offer significant benefits, but it comes with important tax implications. Benefits Contributions to Roth IRAs...
Basics of the Progressive Tax System
The United States employs a progressive tax system, where the tax rate increases as an individual’s income rises. This structure aims to...
Severance Pay Explained
Severance pay can provide a critical financial cushion for qualified federal employees facing involuntary separation from their jobs. How...
Tax Day Tips
April 15, 2025, tax day, is right around the corner. If you’re unable to file on time or struggling to pay what you owe despite...
