Why Everyone Needs A Durable Power Of Attorney (DPOA)
Did you know that a general power-of-attorney document is null and void if you become incapacitated or mentally incompetent? That’s...
Understanding The Life Insurance Underwriting Process
If you’re considering purchasing life insurance offered by the private-sector marketplace, it’s important to understand the...
Reasons You May Be Disqualified For LTC Insurance
A previous article warned against waiting too long to purchase Long-Term Care (LTC) Insurance. It’s also important to understand the...
How To Research A Charity Before You Donate
According to the Philanthropy Roundtable, people aged 61 to 75 are more likely to donate to charities. This is likely because they have...
Which Is A Better Investment For Retirement: Bonds Or An FIA?
In times of economic uncertainty, the traditional wisdom for pre-retirees has been to rebalance their investments to help minimize risk....
Get The Facts Before You Sell Your Home In Retirement
Selling your home after you retire is a huge decision you shouldn’t rush into. In addition to rising mortgage interest rates and property...
How To Stay Mentally Sharp As You Enter Your Golden Years
With longevity on the rise, it may be more likely we’ll all be dealing with memory loss and other cognitive issues, in the later years of...
Do Feds Need To Buy Short-Term Disability Insurance?
An estimated 80% of private-sector employers offer their workers Short-Term Disability Insurance for non-work-related illnesses or...
The Downside Of The 4% Withdrawal Rule
Though the 4% rule has been around for decades, in recent years a good number of financial experts have come to believe it’s outdated....
You May Be Spending More On Auto-Pay Subscriptions Than You Realize
Free trials and auto-renewals for streaming services you no longer watch. Low introductory subscriptions that suddenly increase when...