Have You Made Unrealistic Assumptions About Your Retirement?
In 2024, over 12,000 Baby Boomers will turn age 65 each and every day of the year. With a significant number of Americans currently...
Don’t Wait Too Long To Buy LTC Insurance
Surveys show approximately 90% of Americans don’t have long-term care (LTC) insurance even though statistics indicate 68% of people who...
Estate Planning For Single Federal Workers
If you’re widowed, divorced or single, having an estate plan is important especially if you don’t have any children. If you’re single...
Does FEGLI Offer A Good Value In Retirement?
The Federal Employees’ Group Life Insurance (FEGLI) offers a Basic plan that’s a great deal. It provides term life insurance at...
What Happens When You Elect “No Survivor Annuity” At Retirement?
You may have read articles suggesting that using life insurance to replace a FERS survivor annuity eliminates a reduction of your monthly...
Can You Afford To Retire When You Reach Your FERS MRA?
According to the latest OPM statistics, the average voluntary retirement age for federal workers is 62.6 years old while the average length...
Have You Planned For The Unexpected In Retirement?
As a FERS worker, you have excellent retirement benefits plus your pension (annuity), Social Security and your Thrift Savings Plan (TSP)....
Retirement Planning Should Start By Age 50
At what age does the countdown to retirement really begin? Since the IRS allows you to start making Catch-Up Contributions to your TSP at...
At Age 65, Federal Law Requires You To Make A Decision About Medicare
Did you know that federal law requires FERS participants to make a decision about enrolling in Medicare when you turn age 65? On one hand,...
Understanding Retirement Planning & How It Works
One of the top reasons why people don’t plan for retirement is that they don’t really understand what it entails or how it works. Add...
