Have You Planned For The Unexpected In Retirement?
As a FERS worker, you have excellent retirement benefits plus your pension (annuity), Social Security and your Thrift Savings Plan (TSP)....
Retirement Planning Should Start By Age 50
At what age does the countdown to retirement really begin? Since the IRS allows you to start making Catch-Up Contributions to your TSP at...
At Age 65, Federal Law Requires You To Make A Decision About Medicare
Did you know that federal law requires FERS participants to make a decision about enrolling in Medicare when you turn age 65? On one hand,...
Understanding Retirement Planning & How It Works
One of the top reasons why people don’t plan for retirement is that they don’t really understand what it entails or how it works. Add...
Do You Really Need 80% Of Your Income To Retire?
A common rule of thumb for retirement planning is that you’ll need 80% of your pre-retirement income to cover your expenses. Though this...
Social Security: What Does Normal Retirement Age Mean?
If you’re like many federal workers, you may not have a full understanding of your Normal Retirement Age (NRA) under Social Security...
5-Year Countdown To Your FERS Retirement
If you plan on retiring five years from now it’s time ask yourself some questions. Can you meet the age and service requirements for an...
How Much Of Your Federal Retirement Income Is Taxable?
The short answer: virtually all of it. That’s right – your FERS annuity (pension), Social Security and traditional Thrift Savings Plan...
Is A Midlife Crisis Sabotaging Your Retirement?
When you hit your half-century birthday you may start showing signs of what’s known as a midlife crisis. It can be triggered by any...
Hybrid Life Insurance Can Provide Coverage For Long-Term Care
If you’re enrolled in the Federal Long-Term Care Insurance Program (FLTCIP), you already know that premiums increased starting on January...
