TSP or IRA for Federal Retirees?
For most federal retirees, the question isn’t whether the TSP or an IRA is better in theory; it’s which one serves your...
IRMAA: The Medicare Charge Most Federal Retirees Don’t See Coming
Federal retirees, you’ve planned for Medicare. You know the premiums. But what you may not know is that your income could make those...
Long-Term Care Planning: A Critical Gap in Federal Retirement Preparation
Long-term care planning is one of the most overlooked parts of retirement preparation for federal employees. Yet the odds of needing care...
Federal Retirement Application Backlog Keeps Growing
As uncertainty surrounding the federal workforce continues to play out, OPM received a staggering 31,240 federal retirement claims in...
Federal Retirement Application Backlog and Processing Times Rise
As the fallout from the Deferred Resignation Program and the uncertainty surrounding the federal workforce continue to play out, OPM got...
Inside Federal Retirement Processing: What the Data Shows
Federal retirement processing is undergoing one of the most significant transformations in its history. After decades of paper-based...
Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed...
Federal Retirement Benefits: Calculation and Common Estimate Mistakes
Federal Retirement planning can feel like navigating a maze. Your Thrift Savings Plan (TSP), annuity, Social Security, and other benefits...
TSP Millionaires Near 200,000 as Long-Term Growth Continues
The number of TSP millionaires continues to climb, highlighting the impact of long-term contributions and market performance on federal...
Factors To Consider Before Filing For Social Security Benefits
One of the biggest decisions you need to make when you’re headed for retirement is when to file for your Social Security benefits. Should...
