Have You Made Unrealistic Assumptions About Your Retirement?
In 2024, over 12,000 Baby Boomers will turn age 65 each and every day of the year. With a significant number of Americans currently...
Common Thrift Savings Plan (TSP) Mistakes To Avoid
The Thrift Savings Plan (TSP) offers an outstanding opportunity to lay a strong foundation for financial security in retirement. Structured...
Estate Planning For Single Federal Workers
If you’re widowed, divorced or single, having an estate plan is important especially if you don’t have any children. If you’re single...
Have You Prepared For When You Or Your Spouse Die?
According to the Bureau of Labor Statistics (BLS), approximately 60% of married couples have a two-income household. If this describes you...
What Happens When You Elect “No Survivor Annuity” At Retirement?
You may have read articles suggesting that using life insurance to replace a FERS survivor annuity eliminates a reduction of your monthly...
Can You Afford To Retire When You Reach Your FERS MRA?
According to the latest OPM statistics, the average voluntary retirement age for federal workers is 62.6 years old while the average length...
Have You Planned For The Unexpected In Retirement?
As a FERS worker, you have excellent retirement benefits plus your pension (annuity), Social Security and your Thrift Savings Plan (TSP)....
Retirement Planning Should Start By Age 50
At what age does the countdown to retirement really begin? Since the IRS allows you to start making Catch-Up Contributions to your TSP at...
At Age 65, Federal Law Requires You To Make A Decision About Medicare
Did you know that federal law requires FERS participants to make a decision about enrolling in Medicare when you turn age 65? On one hand,...
Understanding The Lump Sum Payment For Accrued Annual Leave
Have you ever wondered why so many federal workers pick a retirement date toward the end of the calendar year? The logic is simple —...
