How To Determine Tax-Friendly States For Federal Retirees
As you know, your FERS annuity, Social Security and traditional Thrift Savings Plan (TSP) distributions are all subject to federal income...
Understanding Retirement Planning & How It Works
One of the top reasons why people don’t plan for retirement is that they don’t really understand what it entails or how it works. Add...
Do You Really Need 80% Of Your Income To Retire?
A common rule of thumb for retirement planning is that you’ll need 80% of your pre-retirement income to cover your expenses. Though this...
Social Security: What Does Normal Retirement Age Mean?
If you’re like many federal workers, you may not have a full understanding of your Normal Retirement Age (NRA) under Social Security...
The Importance Of Your Official Personnel Folder (OPF)
One of the biggest mistakes you can make when applying for your federal retirement is waiting until the last minute to check the accuracy...
5-Year Countdown To Your FERS Retirement
If you plan on retiring five years from now it’s time ask yourself some questions. Can you meet the age and service requirements for an...
President Biden’s Plan To Strengthen Social Security
In its 2023 annual report, Social Security announced that the program will run out of its surplus by 2035 if no changes are made by the...
How To Calculate Your Retirement Expenses
In the final years of your federal career, you’re likely putting the focus on saving as much as you can in your Thrift Savings Plan...
TSP Spending Strategies For Retirement
You may be surprised to learn that many federal retirees are being too frugal due to the fear of outliving their retirement savings. So how...
How Much Of Your Federal Retirement Income Is Taxable?
The short answer: virtually all of it. That’s right – your FERS annuity (pension), Social Security and traditional Thrift Savings Plan...
