Tax Management in Retirement
The amount of taxes you pay in retirement can come as a shock if you’re not prepared. You may assume that because you are no longer...
Determining your “Magic Number”
A new study shows that Americans have lowered their “magic number,” the amount of money they believe they need to retire comfortably,...
Deferred vs. Postponed Annuity
For federal retirees under the Federal Employees Retirement System (FERS), the terms “deferred annuity” and “postponed...
Navigating Your FERS Retirement Application
In 2024, the Office of Personnel Management (OPM) processed approximately 92,000 retirement applications. Mistakes or missing information...
Retirement Planning Essentials
Retirement planning starts long before you’re ready to head off into the sunset and enjoy your golden years. In fact, as a federal...
Is 2025 a Bad Year to Retire?
The federal workplace is being upended by layoffs and reductions in force, but, with whispers of a recession looming, is 2025 a good time...
Federal Retirement Options
Voluntary Retirement – Immediate Unreduced AnnuityRequirement: Eligible for the retiree annuity supplement if you’re under 62.You...
Don’t Forget Taxes In Your Retirement Plan
Retirement planning isn’t just about saving – it’s about ensuring your money lasts. One major threat is taxes. If overlooked,...
When Was The Last Time You Reviewed Your Retirement Plan?
Far too many federal employees take a set-it-and-forget-it approach to retirement planning. Then again, these days constant change is a...
Tips For Managing Debt In Retirement
A recent study shows nearly 50% of Americans expect to be paying off debt in retirement. There’s a difference between “Good Debt” and...
