The Danger Of A Retirement Income Gap
Stock market volatility. A sudden spike in the inflation rate. Healthcare expenses that are not covered by FFEBA or Medicare insurance....
It’s Never Too Late To Start Saving More For Retirement
Recent reports show that 2023 stock gains have helped to grow the average federal worker’s Thrift Savings Plan (TSP) account to $175,000....
3 Good Reasons FERS Retirees Should File For Social Security At Age 70
Private sector workers have only one source of guaranteed income when they retire: their Social Security benefit. As a federal employee...
Estate Planning: Don’t Forget To Include Your Pets In Your Will
According to the Humane Society, 100,000 to 500,000 pets are placed in animal shelters when their owners pass away and around 60% end up...
Have You Made Unrealistic Assumptions About Your Retirement?
In 2024, over 12,000 Baby Boomers will turn age 65 each and every day of the year. With a significant number of Americans currently...
Don’t Wait Too Long To Buy LTC Insurance
Surveys show approximately 90% of Americans don’t have long-term care (LTC) insurance even though statistics indicate 68% of people who...
Estate Planning For Single Federal Workers
If you’re widowed, divorced or single, having an estate plan is important especially if you don’t have any children. If you’re single...
Does FEGLI Offer A Good Value In Retirement?
The Federal Employees’ Group Life Insurance (FEGLI) offers a Basic plan that’s a great deal. It provides term life insurance at...
What Happens When You Elect “No Survivor Annuity” At Retirement?
You may have read articles suggesting that using life insurance to replace a FERS survivor annuity eliminates a reduction of your monthly...
Can You Afford To Retire When You Reach Your FERS MRA?
According to the latest OPM statistics, the average voluntary retirement age for federal workers is 62.6 years old while the average length...
