Do You Really Need 80% Of Your Income To Retire?
A common rule of thumb for retirement planning is that you’ll need 80% of your pre-retirement income to cover your expenses. Though this...
Social Security: What Does Normal Retirement Age Mean?
If you’re like many federal workers, you may not have a full understanding of your Normal Retirement Age (NRA) under Social Security...
5-Year Countdown To Your FERS Retirement
If you plan on retiring five years from now it’s time ask yourself some questions. Can you meet the age and service requirements for an...
How Much Of Your Federal Retirement Income Is Taxable?
The short answer: virtually all of it. That’s right – your FERS annuity (pension), Social Security and traditional Thrift Savings Plan...
Is A Midlife Crisis Sabotaging Your Retirement?
When you hit your half-century birthday you may start showing signs of what’s known as a midlife crisis. It can be triggered by any...
Hybrid Life Insurance Can Provide Coverage For Long-Term Care
If you’re enrolled in the Federal Long-Term Care Insurance Program (FLTCIP), you already know that premiums increased starting on January...
Review Your Insurance Coverage Before You Retire
In the run-up to retirement, it’s important to review all of your insurance coverage because you don’t want to be paying premiums for...
How Social Security Works For Retired Couples
For FERS participants eligible for Social Security, it’s important to understand how this lifetime federal benefit works for you and your...
Dual Feds: Retirement-Planning Tips For Federal Couples
When both spouses work for Uncle Sam, you have more retirement-planning flexibility. Known as “Dual Feds,” certain options can help...
Why Federal Retirees Need An Emergency Fund
When retirement throws you a financial curveball, what are your options for covering the cost of an emergency? If you tap into your...
