Takeaways From The 2024 Retirement Confidence Survey (RCS)
In case you missed it, the Employee Benefit Research Institute (EBRI) released the findings of the 34th annual RCS. According to EBRI,...
Your Social Security Is A Source Of Guaranteed Income – Don’t Take It For Granted
The Federal Employee Retirement System (FERS) is known as the 3-Legged Stool. Your FERS pension and TSP are the first two legs. The third...
What You’ll Lose If You Retire From Federal Service Before Age 62
As a FERS participant, with 30 years of creditable service, you can retire with an immediate annuity upon reaching your minimum retirement...
What Happens If You File Early For Social Security?
There has been significant concern over news reports stating that Social Security will deplete its surplus by 2035 unless the government...
Getting To Know The 4% Rule
If you’ve researched retirement planning, you’ve probably seen articles referencing the 4% rule. This mercifully easy-to-follow and...
Don’t Forget One-Off Expenses When Calculating Your Retirement Budget
It’s just common sense – the only way to make sure you’re saving enough for your federal retirement is to figure out how much...
Retirement Planning For Dual Income Couples Without Kids
Known as DINKS for short – Dual Income, No Kids – the phrase describes couples who have chosen not to have any biological or adopted...
Before You Relocate In Retirement, Consider The Cost Of Living
States like Florida, Nevada and Texas are popular with retirees because they don’t tax personal income at all. However, state income tax...
Take Your Retirement On A Test Run While You’re Still Working
During your career with Uncle Sam, you’ve likely spent time focusing on the financial side of your federal retirement. But have you...
Is Buying An Immediate Annuity A Good Fit For Your Retirement?
The short answer: when your household retirement income is more than enough to cover all of your expenses then an immediate annuity may not...
